Skip to content
Profile photo of a State Farm Agent named: J.C. Spears

Would you like to create a personalized quote?

State Farm® Insurance Agent

J.C. Spears

Office Hours

Monday
8:30am - 4:30pm
Tuesday
8:30am - 4:30pm
Wednesday
8:30am - 4:30pm
Thursday
8:30am - 4:30pm
Friday
8:30am - 4:30pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment

Address

120 Walnut Street
Saint Albans, WV 25177-2040

Profile photo of a State Farm Agent named: J.C. Spears

Would you like to create a personalized quote?

Office Info

Office Hours

Monday
8:30am - 4:30pm
Tuesday
8:30am - 4:30pm
Wednesday
8:30am - 4:30pm
Thursday
8:30am - 4:30pm
Friday
8:30am - 4:30pm
Saturday
Closed
Sunday
Closed
After Hours by Appointment
Call or text us 24 hours a day!

Address

120 Walnut Street
Saint Albans, WV 25177-2040

Languages

English

Happy Independence Day! As you fire up the grill, set off the fireworks, and pack your bags for summer adventures, don’t forget to give your insurance coverage a quick check-up. Whether it’s your home, your car, or your favorite getaway gear, we’re here to help you keep your summer safe and worry-free.

From backyard BBQs to epic road trips, make sure your protection is as ready for fun as you are. Let’s make this summer memorable—for all the right reasons!

Ready for a coverage review? Give us a call—we’ll handle the details, so you can focus on the festivities!

Welcome to J.C. Spears State Farm Insurance Agency! 🌟

Hi, I’m J.C. Spears, and I’m honored to serve as your local State Farm agent here in St. Albans, WV. Whether you’re looking for coverage to protect your family, your home, your vehicle, or your business, my team and I are here to provide personalized coverage that meets your needs and help you prepare for life’s unexpected moments.

With years of experience as a finance manager and a strong educational foundation—including a bachelor's degree from WVU Tech and an MBA from Marshall University—I’m passionate about helping individuals, families, and businesses in our community build a secure future. Since opening our doors in August 2023, we’ve dedicated ourselves to delivering reliable insurance and financial services with a personal touch.

At our agency, we proudly offer: ✔ Auto Insurance ✔ Homeowner’s Insurance ✔ Renter’s Insurance ✔ Life Insurance ✔ Boaters Insurance ✔ Business Insurance ✔ Financial Services

Born and raised in West Virginia, I love exploring the great outdoors and supporting our local sports teams. My wife, Stephanie, and I live in St. Albans with our furry companions—Moose, Bear, and Bit—and we’re grateful to be part of such a welcoming and vibrant community.

Whether you’re in St. Albans, Charleston, Tornado, South Charleston, Huntington, or anywhere across Kanawha, Putnam, and Cabell counties, my team and I are here to help protect what matters most to you.

Let’s get started today! Stop by our office, give us a call, send a text, or click to connect online. We’re here to answer your questions, review your current coverage, and help you build a safety net tailored to your needs.

Count on J.C. Spears State Farm to be with you every step of the way. Let’s protect your tomorrow, starting today! 🛡️

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

School bus safety tips

Safety tips for children and parents as they wait at the bus stop, cross the street, and enter/exit the bus. Plus tips for bus drivers as they transport the kids.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

How to help avoid car vandalism on Halloween

Car vandalism typically spikes during the week of Halloween. Discover Halloween safety tips to help reduce your risk of vandalism on Halloween and throughout the year.

View More Articles

The mission of the J.C. Spears - State Farm office is to provide all of West Virginia including St. Albans, Tornado, Kanawha and surrounding Kanawha and Putnam Counties with reliable insurance coverage they can count on. Our office can help with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, financial services, and much more. Stop in and meet with our experienced insurance team to stay covered.