J.C. Spears

As the Christmas season fills the air with joy and goodwill, it’s the perfect time to give a gift that truly matters—the gift of life insurance. Protecting your loved ones is a meaningful way to show you care, now and throughout the year. Our dedicated team is here to assist with all your financial and insurance needs, including home, auto, and life coverage. Whether you prefer to call, text, visit us in person, or schedule a virtual appointment, we’re ready to help.

During this special time of celebration and reflection, we are grateful for the opportunity to serve you. Helping you safeguard your family and assets is a privilege we cherish every day. Reach out to our office today, and we’ll work together to create a personalized Price Plan tailored just for you.

From our family to yours, we wish you a joyful Christmas filled with peace, love, and security. Contact us for a free quote and let us help protect what matters most this holiday season.

Thank you for choosing us—we look forward to serving you now and in the new year!

I’m J.C. Spears, your local State Farm agent here in St. Albans, WV, and I’m truly honored to serve you. Whether you’re looking to protect your family, home, vehicle, or business, my team and I are here to provide personalized coverage that fits your unique needs and helps you feel confident about whatever life throws your way.

With years of experience as a finance manager and a solid educational background—including a bachelor’s degree from WVU Tech and an MBA from Marshall University—I’m passionate about helping individuals, families, and businesses in our community build a strong, secure future. Since opening our doors in August 2023, we’ve been committed to delivering dependable insurance and financial services—with a personal touch.

Here’s what we proudly offer: ✔ Auto Insurance ✔ Homeowner’s Insurance ✔ Renter’s Insurance ✔ Life Insurance ✔ Boater’s Insurance ✔ Business Insurance ✔ Financial Services

Born and raised right here in West Virginia, I love spending time outdoors and cheering on our local sports teams. I am grateful every day to be part of such a warm and welcoming community.

Whether you’re in St. Albans, Charleston, Tornado, South Charleston, Huntington, or anywhere across Kanawha, Putnam, or Cabell counties, my team and I are ready to help protect what matters most to you.

Ready to get started? Stop by our office, give us a call, send a text, or connect with us online. We’re here to answer your questions, review your current coverage, and help you build a safety net tailored just for you.

At J.C. Spears State Farm, we’ll be with you every step of the way. Let’s protect your tomorrow, starting today!🛡️